Net Worth Calculator
Add up your assets and subtract your liabilities to see your personal net worth. All data stays in your browser.
Powered by AIVEXA
Add up your assets and subtract your liabilities to see your personal net worth. All data stays in your browser.
Powered by AIVEXA
The Net Worth Calculator adds up everything you own (assets — cash, investments, property, vehicles) and subtracts everything you owe (liabilities — loans, credit card debt, mortgages) to give a single snapshot figure of your overall financial position at a point in time.
Net worth by itself is just one number, but tracking it every few months reveals the trend that actually matters — whether your financial position is improving or declining over time, which is a more useful signal than any single month's income or spending in isolation.
Assets are things you own that have value — cash, bank balances, investments, property, vehicles. Liabilities are debts you owe — outstanding loans, credit card balances, mortgage principal remaining. Net worth is simply total assets minus total liabilities.
A negative net worth is common early in life (for example, right after taking a student loan or a mortgage) and isn't necessarily alarming on its own — what matters more is the trend over time: whether your net worth is moving upward as you pay down debt and build assets.
Most AIVEXA tools run entirely in your browser (client-side), which means your files and inputs are processed on your own device and are not uploaded to a server.
Yes — it works on any modern browser (desktop, Android or iOS) without installing an app, and it's free to use with no signup or watermark.
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